CJ Financing
3001 Red Hill Ave, Bldg 3 #107, Costa Mesa, CA 92626
Primary product: Freight factoring
About CJ Financing
CJ Financing is a Costa Mesa, California, factoring company established in 2011 that serves trucking carriers and freight brokers. Its Insta Pay option can pay within minutes, with next-day ACH funding when paperwork arrives by 3 p.m. Pacific. There are no annual contracts and no monthly minimums, and clients get fuel cards, free freight broker credit checks, a mobile app and bilingual Spanish support. It also offers equipment and working capital loans.
Financial Products
- Freight factoring
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- No long-term contract
- No minimum fees
- Same-day funding
- Mobile app
Standard Terms
| Startup fee | Contact for pricing |
|---|---|
| Contract term | No long-term contractSource, checked 2026-11-05 |
| Advance rates | Contact for pricing |
| Factoring fee | Contact for pricing |
| Minimum volume fees | NoneSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Contact for details |
| Funding speed | Minutes, 24/7Source, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.