Concept Financial Group
8970 W 35W Service Drive NE, Suite 100, Blaine, MN 55449
Primary product: Freight factoring
About Concept Financial Group
Concept Financial Group is a Minnesota invoice factoring company based in Blaine that has been funding businesses since 1999, starting with trucking. It factors for carriers, freight brokers, staffing agencies, manufacturers, IT and telecom firms and construction companies. Advances typically run 80% to 90% and can reach 95%, with same-day funding when paperwork arrives by noon, an online client portal, no long-term contracts, no minimum volume and the freedom to choose which invoices to factor.
Financial Products
- Freight factoring
- Spot (single-invoice) factoring
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- No long-term contract
- No minimum fees
- Single-invoice factoring
- Same-day funding
- Online portal
- Startups welcome
Standard Terms
| Startup fee | Contact for pricing |
|---|---|
| Contract term | No long-term contractSource, checked 2026-11-05 |
| Advance rates | 80%–95%Source, checked 2026-11-05 |
| Factoring fee | Contact for pricing |
| Minimum volume fees | NoneSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Contact for details |
| Funding speed | Same daySource, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.