Gulf Coast Business Credit
200 St. Charles Avenue, 4th Floor, New Orleans, LA 70130
Primary product: Invoice factoring
About Gulf Coast Business Credit
Gulf Coast Business Credit is the factoring and asset-based lending arm of Gulf Coast Bank & Trust, an FDIC-insured bank in New Orleans with offices in Louisiana, Texas and Arizona. It factors nationwide for oil and gas, staffing, transportation, manufacturing, distribution and technology companies, advancing 75% to 90% with same-day funding on submitted invoices. There is no monthly minimum, contract terms run 90 days to 12 months, start-ups are considered, and purchase order financing is available on request.
Financial Products
- Invoice factoring
- Spot (single-invoice) factoring
- Purchase order financing
- Asset-based lending
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- Dedicated account manager
- No minimum fees
- Single-invoice factoring
- Same-day funding
- Online portal
- Startups welcome
Standard Terms
| Startup fee | Contact for pricing |
|---|---|
| Contract term | 12-month termSource, checked 2026-11-05 |
| Advance rates | 75%–90%Source, checked 2026-11-05 |
| Factoring fee | Contact for pricing |
| Minimum volume fees | NoneSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Contact for details |
| Funding speed | Same daySource, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.
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