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KD Factors

206 North Dove Road, Grapevine, TX 76051

Primary product: Freight factoring

About KD Factors

KD Factors is a family-owned invoice factoring company in Grapevine, Texas, founded in 2007 by CPA Kirby Kercheval. It serves small and midsize businesses across North Texas and beyond, and welcomes startups. Its clients span more than twenty industries, including trucking, hot shot, staffing, construction, manufacturing, oilfield services, security, janitorial, telecom and data center vendors. KD advances 70% to 85%, and freight invoices can be funded the same day.

Financial Products

  • Freight factoring
  • Spot (single-invoice) factoring
  • Purchase order financing
  • Asset-based lending
Minimum credit facility
Contact for details
Maximum credit facility
Contact for details

Industries Served

Featured Services

  • No minimum fees
  • Single-invoice factoring
  • Same-day funding
  • Online portal
  • Startups welcome

Standard Terms

Startup feeContact for pricing
Contract termContact for details
Advance rates85%Source, checked 2026-11-04
Factoring feeFrom 5.5%Source, checked 2026-11-04
Minimum volume feesNoneSource, checked 2026-11-04
Additional feesContact for pricing
ReservesContact for details
RecourseContact for details
Funding speedSame daySource, checked 2026-11-04

* Actual terms may vary. Your quote is set by the company for your volume and customers.

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