Oxford Commercial Finance
Phoenix, AZ
Primary product: Invoice factoring
About Oxford Commercial Finance
Oxford Commercial Finance is the commercial finance subsidiary of Oxford Bank, established in 2022, with offices in Phoenix, Arizona and Oxford, Michigan. It provides accounts receivable financing nationwide in facilities of $200,000 to $15 million, along with asset-based lending, purchase order financing and term loans. It works with startups, growing companies, turnarounds and refinancings in manufacturing, oil and gas, telecom, transportation and alternative energy. Clients choose which invoices to factor, with no monthly minimum.
Financial Products
- Invoice factoring
- Spot (single-invoice) factoring
- Purchase order financing
- Asset-based lending
- Minimum credit facility
- $200K
- Maximum credit facility
- $15M
Industries Served
Featured Services
- No minimum fees
- Single-invoice factoring
- Online portal
- Startups welcome
Standard Terms
| Startup fee | Contact for pricing |
|---|---|
| Contract term | Contact for details |
| Advance rates | Contact for pricing |
| Factoring fee | Contact for pricing |
| Minimum volume fees | NoneSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Contact for details |
| Funding speed | Contact for details |
* Actual terms may vary. Your quote is set by the company for your volume and customers.