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Factor Connection
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Primary Funding

2173 Salk Avenue, Suite 150, Carlsbad, CA 92008

Primary product: Invoice factoring

About Primary Funding

Primary Funding is a Carlsbad, California, factoring company serving businesses in Southern California and beyond, from start-ups up to about $20 million in annual revenue. It focuses on manufacturers, staffing agencies and product brands, offering invoice factoring and asset-based lines of credit. Clients factor only the invoices they choose, receive advances of up to 90% usually on the same day, and sign straightforward contracts without long-term lock-ins, early termination fees or prepayment penalties.

Financial Products

  • Invoice factoring
  • Spot (single-invoice) factoring
  • Asset-based lending
Minimum credit facility
Contact for details
Maximum credit facility
Contact for details

Industries Served

Featured Services

  • No cancellation fee
  • Single-invoice factoring
  • Same-day funding
  • Startups welcome

Standard Terms

Startup feeContact for pricing
Contract termContact for details
Advance ratesUp to 90%Source, checked 2026-11-05
Factoring feeContact for pricing
Minimum volume feesContact for pricing
Additional feesContact for pricingSource, checked 2026-11-05
ReservesContact for details
RecourseContact for details
Funding speedSame daySource, checked 2026-11-05

* Actual terms may vary. Your quote is set by the company for your volume and customers.

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