Scale Funding
7600 Parklawn Ave, Suite 250, Edina, MN 55435
Primary product: Freight factoring
About Scale Funding
Scale Funding, formerly Provident Commercial Finance, is an invoice factoring company in Edina, Minnesota, backed by Scale Bank, that has funded businesses across the United States since 1994. It works with trucking fleets, freight brokers, staffing agencies, telecom contractors, oil and gas firms and manufacturers invoicing at least $50,000 a month. It offers advances of 80% to 90%, same-day funding, lines up to $10 million, month-to-month agreements, selective invoice factoring, dedicated relationship managers and a client portal.
Financial Products
- Freight factoring
- Spot (single-invoice) factoring
- Minimum credit facility
- Contact for details
- Maximum credit facility
- $10M
Industries Served
Featured Services
- Dedicated account manager
- No long-term contract
- Single-invoice factoring
- Same-day funding
- Online portal
Standard Terms
| Startup fee | Contact for pricing |
|---|---|
| Contract term | Month-to-monthSource, checked 2026-11-05 |
| Advance rates | 80%–90%Source, checked 2026-11-05 |
| Factoring fee | Contact for pricing |
| Minimum volume fees | Minimum $50K a monthSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Contact for details |
| Funding speed | Same daySource, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.