United Capital Funding
146 Second Street North, Ste 200, St. Petersburg, FL 33701
Primary product: Invoice factoring
About United Capital Funding
United Capital Funding is a St. Petersburg, Florida, factoring company founded in 1997 and owned by Gulf Coast Bank & Trust, so it funds from bank capital. It serves businesses nationwide with business or government customers, especially staffing, manufacturing, IT, security, consulting, distribution, government contracting and telecom firms. It advances 80% to 90%, accepts startups with at least $25,000 in monthly sales, includes setup and application costs, and funds onboarded clients next day.
Financial Products
- Invoice factoring
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- No startup fees
- Online portal
- Startups welcome
Standard Terms
| Startup fee | NoneSource, checked 2026-11-05 |
|---|---|
| Contract term | Contact for details |
| Advance rates | 80%–90%Source, checked 2026-11-05 |
| Factoring fee | Contact for pricing |
| Minimum volume fees | Minimum $25K a monthSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Contact for details |
| Funding speed | Within 24 hoursSource, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.
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