Business Factors & Finance
220 Ave I, Redondo Beach, CA 90277
Primary product: Invoice factoring
About Business Factors & Finance
Business Factors & Finance is a multi-product commercial finance company with more than 25 locations across the United States and Canada. It offers invoice factoring, spot and single-invoice factoring, non-recourse programs, asset-based lending, purchase order financing and cash flow loans. Advances range from 70% to 98%, fees typically run 1% to 5%, and there are no minimums and no long-term contracts. Clients work with a dedicated account manager and receive next-day funding.
Financial Products
- Invoice factoring
- Non-recourse factoring
- Spot (single-invoice) factoring
- Purchase order financing
- Asset-based lending
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- Dedicated account manager
- No long-term contract
- No minimum fees
- No startup fees
- Non-recourse option
- Single-invoice factoring
- Online portal
- Startups welcome
Standard Terms
| Startup fee | NoneSource, checked 2026-11-05 |
|---|---|
| Contract term | No long-term contractSource, checked 2026-11-05 |
| Advance rates | 70%–98%Source, checked 2026-11-05 |
| Factoring fee | 1%–5%Source, checked 2026-11-05 |
| Minimum volume fees | NoneSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Non-recourse offeredSource, checked 2026-11-05 |
| Funding speed | Within 24 hoursSource, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.
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