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FirstLine Funding Group

Primary product: Freight factoring

About FirstLine Funding Group

FirstLine Funding Group is the factoring division of First Bank & Trust, a family- and employee-owned community bank dating to 1925. It factors for owner-operators, fleets and freight brokers of any size, plus staffing, light manufacturing, government contracting, distribution and oilfield service companies, and offers asset-based lending. Advances run 70% to 90%, transportation clients can get same-day funding and flat-rate pricing, and every account has a personal account manager, a mobile app, 24/7 online access, fuel cards and fuel advances.

Financial Products

  • Freight factoring
  • Asset-based lending
Minimum credit facility
Contact for details
Maximum credit facility
Contact for details

Industries Served

Featured Services

  • Dedicated account manager
  • Same-day funding
  • Online portal
  • Mobile app
  • Startups welcome

Standard Terms

Startup feeContact for pricing
Contract termContact for details
Advance rates70%–90%Source, checked 2026-11-05
Factoring feeContact for pricing
Minimum volume feesContact for pricing
Additional feesContact for pricing
ReservesContact for details
RecourseContact for details
Funding speedSame daySource, checked 2026-11-05

* Actual terms may vary. Your quote is set by the company for your volume and customers.

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