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Gateway Commercial Finance

Primary product: Invoice factoring

About Gateway Commercial Finance

Gateway Commercial Finance is a non-bank invoice factoring company that has funded small and midsize businesses nationwide since 2007, with factoring lines up to $10 million. It serves staffing, telecom, manufacturing, construction, oilfield, apparel, distribution, trucking, security, janitorial and service companies. It offers recourse, non-recourse and spot factoring, lets clients choose which invoices to sell, advances up to 97% and funds the same day once an account is set up, with daily rates published from 0.030% for qualifying accounts.

Financial Products

  • Invoice factoring
  • Non-recourse factoring
  • Recourse factoring
  • Spot (single-invoice) factoring
Minimum credit facility
Contact for details
Maximum credit facility
$10M

Industries Served

Featured Services

  • Non-recourse option
  • Single-invoice factoring
  • Same-day funding
  • Online portal
  • Startups welcome

Standard Terms

Startup feeContact for pricing
Contract termContact for details
Advance ratesUp to 97%Source, checked 2026-11-05
Factoring feeFrom 0.03%Source, checked 2026-11-05
Minimum volume feesContact for pricing
Additional feesContact for pricing
ReservesContact for details
RecourseRecourse and non-recourseSource, checked 2026-11-05
Funding speedSame daySource, checked 2026-11-05

* Actual terms may vary. Your quote is set by the company for your volume and customers.

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