Love's Financial
Primary product: Freight factoring
About Love's Financial
Love's Financial is the freight factoring arm of the Love's travel stop chain, serving owner-operators, large fleets and oilfield haulers. Carriers can choose recourse or non-recourse plans, with advances up to 99%, a flat fee on the non-recourse plan, and same-day, three-hour or 60-minute funding. Clients get a dedicated account representative, a factoring app, a $2,500 guaranteed credit line for fuel, tires and maintenance, and fuel discounts across Love's nationwide stops.
Financial Products
- Freight factoring
- Non-recourse factoring
- Recourse factoring
- Spot (single-invoice) factoring
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- Dedicated account manager
- Non-recourse option
- Single-invoice factoring
- Same-day funding
- Mobile app
- Startups welcome
Standard Terms
| Startup fee | Contact for pricing |
|---|---|
| Contract term | Contact for details |
| Advance rates | Up to 99%Source, checked 2026-11-05 |
| Factoring fee | Contact for pricing |
| Minimum volume fees | Contact for pricing |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Recourse and non-recourseSource, checked 2026-11-05 |
| Funding speed | Minutes, 24/7Source, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.