Meritus Capital
Primary product: Invoice factoring
About Meritus Capital
Meritus Capital is a factoring and asset-based lending company focused mainly on staffing firms, along with manufacturers, startups, transportation and oil and gas businesses. It advances up to 95% within 24 hours, with fees of 1% to 3% per 30 days and no setup fees, minimums or long-term contracts. Clients pick which invoices to fund, choose recourse or non-recourse terms, and work with one account manager. Startups qualify without a time-in-business requirement, and larger clients can move to an ABL line.
Financial Products
- Invoice factoring
- Non-recourse factoring
- Recourse factoring
- Spot (single-invoice) factoring
- Asset-based lending
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- Dedicated account manager
- No minimum fees
- No startup fees
- Non-recourse option
- Single-invoice factoring
- Online portal
- Startups welcome
Standard Terms
| Startup fee | NoneSource, checked 2026-11-05 |
|---|---|
| Contract term | Contact for details |
| Advance rates | Up to 95%Source, checked 2026-11-05 |
| Factoring fee | 1%–3%Source, checked 2026-11-05 |
| Minimum volume fees | NoneSource, checked 2026-11-05 |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Recourse and non-recourseSource, checked 2026-11-05 |
| Funding speed | Within 24 hoursSource, checked 2026-11-05 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.