Saint John Capital
8725 W Higgins Rd #800, Chicago, IL 60631
Primary product: Freight factoring
About Saint John Capital
Saint John Capital is a freight factoring company for owner-operators and small fleets. It advances 100% on delivery with no reserve, offers 50% fuel advances at pickup, and pays the same day when the bill of lading is uploaded by noon Eastern. Free next-day ACH, a fuel card with discounts at more than 1,500 truck stops and live customer credit checks in its portal are included.
Financial Products
- Freight factoring
- Fuel advances
- Minimum credit facility
- Contact for details
- Maximum credit facility
- Contact for details
Industries Served
Featured Services
- No long-term contract
- Same-day funding
- Free credit checks
- Online portal
- Fuel advances
Standard Terms
| Startup fee | Contact for pricing |
|---|---|
| Contract term | No long-term contractSource, checked 2026-11-04 |
| Advance rates | 50%–100%Source, checked 2026-11-04 |
| Factoring fee | Contact for pricing |
| Minimum volume fees | Contact for pricing |
| Additional fees | Contact for pricing |
| Reserves | Contact for details |
| Recourse | Contact for details |
| Funding speed | Same daySource, checked 2026-11-04 |
* Actual terms may vary. Your quote is set by the company for your volume and customers.
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Saint John Capital
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