Factoring companies by funding speed
This list includes profiled factoring companies that publish how fast they fund. Companies are listed alphabetically; we don't rate or rank factoring companies. The checkmarks show terms each company publishes on its own site.
By Factor Connection Editorial Team · Updated
Who's on this list
- Included: profiled factoring companies that publish how fast they fund.
- Order: alphabetical.
- Checkmarks: terms the company publishes on its own site, each with a source on its profile.
15 of 48 profiled factors meet these criteria, listed alphabetically. How we're paid
The companies
1st Commercial Credit · Austin, TX
- Within 24 hours
- 'Get Funded within 24 hours after verification' once set up
altLINE · Birmingham, AL
- Within 24 hours
- 'Within 24 hours, you will receive 80-90% of the invoice value'
America's Factors · Santa Fe Springs, CA
- Within hours
- 'Funding within hours'
American Bank Business Finance · Dallas, TX
- Within 24 hours
- 'Receive funds the next business day'
American Receivable · Richardson, TX
- Within 24 hours
- Wired the morning after an approved invoice is submitted
Apex Capital Corp · Fort Worth, TX
- Minutes, 24/7
- 'receive payment within minutes after your freight bills are processed
BasicBlock · Lincoln, NE
- Within hours
- Instant Pay: 'you get paid within an hour — nights, weekends, holidays
Bay View Funding · San Jose, CA
- Within 24 hours
- 'The factor will typically pay you within 24 hours after receiving you
Bobtail · Silver Spring, MD
- Same day
- Invoices before 11 AM EST funded 'the same day by 6 PM EST'
Capital Depot · Des Plaines, IL
- Same day
- 'Same Day Funding: Get paid within hours when you need it most.'
Charter Capital · Bellaire, TX
- Same day
- 'After you have been approved... we typically offer same-day funding.'
CJET Capital · Midland, TX
- Same day
- 'We offer same day funding and a no minimum invoice requirement.'
Crown Financial · Houston, TX
- Within 24 hours
- Invoices funded by wire usually within 24 hours of submission
Diversified Lenders Inc. · Lubbock, TX
- Same day
- Trucking companies and owner operators can get same day funding, fuel
eCapital · Aventura, FL
- Within hours
- 24/7 access, 1 HR and weekend funding available
What these factors publish
- Published fee per invoice
- 0.5% – 5%
- 8 of 15 publish a figure
- Published advance
- 70% – 97%
- 8 of 15 publish a figure
- Same or next-day funding
- 15 of 15
- advertised on their own sites
- No monthly minimum
- 7 of 15
- 5 with no long-term contract · 6 offer non-recourse
| Company | Advance | Fee | Minimum | Recourse | Funding speed | Contract |
|---|---|---|---|---|---|---|
| 1st Commercial CreditAustin, TX | 80%–90% | 0.69%–4% | $10K a month | Non-recourse offered | Within 24 hours | Contact for details |
| altLINEBirmingham, AL | 80%–90% | 1%–5% | Contact for pricing | Recourse | Within 24 hours | Contact for details |
| America's FactorsSanta Fe Springs, CA | Contact for pricing | Contact for pricing | No minimum | Non-recourse offered | Within hours | Month-to-month |
| American Bank Business FinanceDallas, TX | Contact for pricing | Contact for pricing | Facility $250K–$10M | Contact for details | Within 24 hours | Contact for details |
| American ReceivableRichardson, TX | Up to 95% | From 0.8% | No minimum | Recourse and non-recourse | Within 24 hours | No long-term contract |
| Apex Capital CorpFort Worth, TX | Contact for pricing | Contact for pricing | No minimum | Recourse and non-recourse | Minutes, 24/7 | No long-term contract |
| BasicBlockLincoln, NE | Contact for pricing | 2.5% | No minimum | Non-recourse offered | Within hours | No long-term contract |
| Bay View FundingSan Jose, CA | 70%–90% | From 0.5% | Contact for pricing | Contact for details | Within 24 hours | Contact for details |
| BobtailSilver Spring, MD | Contact for pricing | 1.5%–3.5% | Contact for pricing | Contact for details | Same day | Contact for details |
| Capital DepotDes Plaines, IL | Up to 97% | Contact for pricing | Contact for pricing | Contact for details | Same day | Contact for details |
| Charter CapitalBellaire, TX | From 90% | 1%–3% | No minimum | Contact for details | Same day | No long-term contract |
| CJET CapitalMidland, TX | Contact for pricing | Contact for pricing | No minimum | Contact for details | Same day | Contact for details |
| Crown FinancialHouston, TX | 80%–90% | 1.4%–3% | No minimum | Recourse | Within 24 hours | Contact for details |
| Diversified Lenders Inc.Lubbock, TX | Contact for pricing | Contact for pricing | Contact for pricing | Contact for details | Same day | Contact for details |
| eCapitalAventura, FL | Up to 90% | Contact for pricing | Facility $5M–$250M | Recourse and non-recourse | Within hours | Contact for details |
Published terms as recorded on each profile, with a source and date for every figure. Where a company hasn't published a term, contact it for pricing or details.
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